Dementia Action Week
Dementia Action Week: How to Start the 'What If' Conversation
It is currently Wednesday, 20th of May, which means National Dementia Action Week (18-24 May 2026) is just around the corner. At Secure Wills, we know that talking about things like dementia, loss of mental capacity, and what happens when we aren't "quite ourselves" is one of the hardest conversations a family can have.
It feels heavy. It feels "scary." Often, we put it off because we don't want to upset our parents or face the reality of aging ourselves. But here is the truth: starting the "What If" conversation early isn’t an admission of defeat. It is one of the greatest acts of kindness you can ever perform for your family.
In this guide, we’re going to show you how to break the ice, why timing is everything, and how to get your documents in order without the stress.
Why the "What If" Conversation Matters Right Now
Dementia is a journey that often begins quietly. By the time it becomes obvious that a loved one is struggling to manage their affairs, it might already be too late to sign the very documents that would help them the most.
In the UK, once a person loses "mental capacity": the legal ability to make their own decisions: they can no longer sign a Will or a Lasting Power of Attorney (LPA). If those documents aren't in place, the family is often left in a legal limbo. You might find yourself locked out of bank accounts, unable to sell a house to pay for care, or even barred from making medical decisions for your own mum or dad.
Getting things sorted during Dementia Action Week isn't just about paperwork; it's about making sure your loved one's voice is heard, even if they can't speak for themselves later on.
How to Talk to Elderly Parents Without It Being "Scary"
The biggest hurdle is often just knowing how to say the first sentence. Nobody wants to sit their parents down and say, "We need to talk about you losing your mind." That’s terrifying and confrontational.
Instead, try these "soft-entry" approaches:
1. Use the "News Hook"
Since it is National Dementia Action Week, use it as your excuse.
“I saw a post from Secure Wills today about Dementia Action Week. It made me realise I haven’t actually sorted my own Lasting Power of Attorney yet. Have you guys ever looked into that?”
By making it about yourself first, you remove the "spotlight" from them.
2. The "Friend’s Horror Story"
Sometimes a cautionary tale helps (even if you keep it general).
“A friend at work is having a nightmare because their dad didn't have an LPA and now they can't access his pension to pay his bills. It sounds like such a mess. I’d hate for us to ever be in that position.”
3. Focus on Choice, Not Disability
Frame the conversation around control.
“I want to make sure that if anything ever happened, your wishes are followed exactly. If we don’t have these papers, the government or the courts might decide things for us. Who would you want making decisions for you?”
Tips for Starting the Conversation Early
The best time to talk about dementia is while everyone is healthy and clear-minded. Here are a few tips to keep the vibe positive:
Keep it Casual: Don't call a "formal family meeting." That creates immediate anxiety. Bring it up over a cup of tea or a Sunday roast.
Listen More Than You Talk: If your parent expresses fear, validate it. Let them lead the discussion on who they trust.
Do It in Stages: You don't have to decide everything in one hour. The first chat might just be: "Should we look into this?" The second chat might be: "Who should be the attorneys?"
Lead by Example: If you’ve written your Will or set up your LPAs, tell them. It shows that this is a normal part of being a responsible adult, not a sign that "the end is near."
The "Gift" to the Family: Why LPAs and Wills are Acts of Love
We often think of Wills and LPAs as "legal chores." But think of them as a protective shield you place around your family.
When you have these documents in place:
You prevent family feuds: There is no guessing. Your wishes are written down.
You save money: Applying for a "Deputyship" through the Court of Protection after someone has lost capacity costs thousands of pounds and takes months. An LPA is a fraction of the cost.
You provide certainty: Your children or spouse won't have to lie awake at night wondering if they are making the right medical or financial choices. They know because you told them.
Alt Text: The Dementia Action Week logo featuring delicate blue forget-me-not flowers.
Clear, Simple Steps to Take
If you're ready to take action this week, here is your stress-free checklist:
Check Your Will: Is it up to date? Does it reflect your current family situation?
Set Up Both LPAs: Most people don't realise there are two types. You need Property & Financial Affairs AND Health & Welfare.
Choose Your Attorneys: Pick people you trust implicitly: usually children, a spouse, or a close professional.
Book a Professional Review: Don't rely on DIY kits. A small mistake in the wording can make the document invalid right when you need it most.
Store Them Safely: Ensure your family knows where the originals are kept.
Frequently Asked Questions
"But my parents are perfectly healthy. Do we really need to do this now?"
Yes! That is exactly why you should do it now. You can only sign an LPA while you have "mental capacity." If an accident or sudden illness happens, you can't go back in time. It’s like insurance: you hope you never need it, but you’re glad it’s there.
"Isn't it really expensive?"
At Secure Wills, we believe in clear, fixed pricing. No hidden fees and no legal jargon that leaves you confused. Compared to the cost of legal battles or Court of Protection fees later, an LPA is an incredibly affordable investment in your family's peace of mind.
"Does an LPA mean I lose control of my money now?"
Not at all. You can specify that the LPA only "kicks in" if you lose capacity. You stay in the driving seat for as long as you are able.
How Secure Wills Can Help
We know this is personal. We aren't a distant, cold institution; we are your guides. Our mission at Secure Wills is to make estate planning friendly, supportive, and: above all: easy.
This Dementia Action Week, don't let the "What Ifs" keep you up at night. Whether you need to update a Will or set up Lasting Powers of Attorney for yourself or your parents, we are here to help you through every step with empathy and expertise.
Ready to start the conversation?
Contact us today for a friendly, no-obligation chat. Let’s get your family protected so you can get back to enjoying life, knowing the future is secure.
Secure Wills: Protecting what matters most with Wills, Trusts, and LPAs. Professional advice, friendly service, and total peace of mind.
